Comments for Smart Search Mortgages

Comment on Interest Rates Cut by another 0.25% by Interest Rates Cut by another 0.25% « Mortgage Rates Co.

Interest Rates Cut by another 0.25% « Mortgage Rates Co. — Tue, 06 Dec 2011 05:16:51 +0000

[...] This may seem to be an early Christmas present for mortgage holders but there are rumors that the banks will not pass on the full rate cut. So here we go again. Let us wait and see what ANZ, NAB, Westpac, Commonwealth Bank, ING Direct and the other lenders do. As always we will keep you updated on the following in the next coming weeks;Source: com.au [...]

Comment on Contact Us by Interest Rates Cut by another 0.25%

Interest Rates Cut by another 0.25% — Tue, 06 Dec 2011 04:25:01 +0000

[...] Contact Us [...]

Comment on Contact Us by Stacey Johnson

Stacey Johnson — Fri, 30 Sep 2011 07:55:28 +0000

Hi, I’d like some advice please. My sister died earlier this year suddenly and at the time she had a fixed rate mortgage with ANZ. she left her house to me, so when it was sold the money came to me. ANZ charged $4,527.61 penalty for breaking the fixed rate contract – even though she did not do it on purpose and actually died. They have already charged it and declined our request to have it waived.

Is there any more we can do? thanks

Comment on Mortgage Exit Fees – Early Exit Fees From Banks and Lenders by D

Tue, 27 Sep 2011 01:38:17 +0000

I am still reeling financially and emotionally 3 years on, after losing a break-fee to the Bank of Qld. After signing a 5 year fixed rate loan early 2008, I broke it 6 months later when forced to sell my home after a marriage melt-down. My broker had advised the max penalty could be a couple of thousand dollars max. After settlement I discovered it was almost $30,000! On top of agents commissions and moving costs, after 20 years of home ownership I had lost all equity, and am unable to save a deposit again due to high cost of renting! The banks explanation was the global crash meant they would relend the money at a lower rate so I had to pay the difference for their loss. Now the rates have climbed higher, they get twice the interest on their money! Do I have a right to claim anything back? Is there a class action out there I haven’t heard of yet?!

Comment on Fixed Rate Mortgage Exit Fees by B Feasey

B Feasey — Sat, 30 Jul 2011 10:52:33 +0000

I have a westpac loan of $220,000 50% on fixed interest I know have sold and have been told my exit fee is approx $7500 any ideas of how I can get out of paying this high price? Bea Feasey I

Comment on Tips for Home Loan Refinance – Costs of Switching Mortgages by Idana

Idana — Tue, 19 Jul 2011 12:37:24 +0000

I was so confused about what to buy, but this makes it undesrtandable.

Comment on Fixed Rate Mortgage Exit Fees by Brad Elkin

Brad Elkin — Sun, 10 Apr 2011 21:21:31 +0000

can yo advise me Brad

Comment on Fixed Rate Mortgage Exit Fees by Brad Elkin

Brad Elkin — Sun, 10 Apr 2011 21:17:21 +0000

i have a fixed home loan of 8% with cua due to illhealth we need

+++sell with 2yrs to go is there anything i can do to prevent huge fees

Comment on Mortgage Exit Fees – Early Exit Fees From Banks and Lenders by Michael Quilliam

Michael Quilliam — Tue, 15 Mar 2011 05:57:27 +0000

NAB charged $150 to hand me my property title.

Comment on Mortgage Exit Fees – Early Exit Fees From Banks and Lenders by kirst

kirst — Mon, 28 Feb 2011 06:42:14 +0000

I am also with the Comm bank they are nothing but con artist the only difference is for them its legal.
I pay my loan weekly this week they took out $1,150 extra claiming we owed money something to do with interest owing? I know for a fact i dont owe anything we never have missed a payment, when i told them this they couldnt give me a straight answer and they wouldnt give us the money back. i was counting on that money for groceries now me and my family have to live on the scrap of food thats still in my cupboard for a week.
Thank you comm bank for caring