Have you tried our online mortgage calculators?

In developing Smart Search Finance, I thought that providing unique mortgage calculators that most other sites do not offer would be an excellent resource. We do have mortgage repayment calculators , extra repayment calculators and how much you can borrow calculators but this is where the similarity ends. 

Listed below are calculators that are found only on a few sites if not any.

100% offset mortgage calculator- shows the advantages of using an offset account. Calculates years and interest savings. You can also compare two loans side by side.

Comparison Rate Calculator – calculates the real cost of a loan based on the loan amount. It adds fees to the quoted interest rate to give a real or actual rate. You can compare two loans side by side and shows the total cost of the loan for each year up to 30 years. Our most popular loan comparison tool.

Refinance Calculator -  to be used after reading the refinancing home loan article, this calculator shows the actual cost of refinancing and how many months or years it will take to start benefiting from refinancing your loan.

Interest Only Mortgage Calculator – calculates interest only repayments. Shows total costs over the interest only period and monthly repayments.

Online Budget Calculator - this calculates how much you can afford to pay a home loan by taking into account all your expenses. We also have an excel version on the site.

Loan Affordability Calculator - to be used in conjuction with the budget calculator. You simply input what you realistically can afford to pay each month for a mortgage, the current interest rate and it calculates how much you can realistically borrow. This is a more accurate assessment than other calculators that make assumptions about your living expenses.

 If you would like us to develop other calculators to help with your mortgage search please contact us or leave a comment.