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 ANZ Home Loans and Calculators

 

Accredited ANZ mortgage consultants to help you find the best product for your lending needs. They can do the following;

 

- Find you the latest ANZ specials

 

- Compare ANZ products to the major banks and other lenders

 

- Negotiate better rates

 

- Hit the RED enquiry button to receive the latest interest rates

 

 

Variable Rates

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

Latest Rates

 

Simplicity Plus

$650

Nil

$25 & $2k min

No

Yes

Simplicity Plus - First Home Buyer

Nil

$10

$25 & $2k min

No

Yes

Break Free Package > $250K

Nil

$340 p.a

Nil & $2k min

Yes

Yes

Professional >$250K

$650

Nil

Nil & $2k min

Yes

Yes

Break Free Package > $150K to $250K

Nil

$340 p.a

Nil & $2k min

Yes

Yes

Standard Variable

$650

Nil

Nil & $2k min

100%

Yes

Low Doc Variable Rates

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

Low Doc Simplicity Plus - 60% LVR

$650

Nil

$25 & $2k min

No

Yes

 *See below for more information for full range of products

 Low Doc 60 and Low Doc 80

 

Equity Line of Credit

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

Equity Line of Credit Break Free >$250K

Nil

$340 p.a

$50 & $2k min

Yes

Yes

 

 Fixed Rates

Upfront Fees

Ongoing Fees

Redraw

Offset

Extra Repayments

1 Year

$650

$10

No

No

$10K yearly

2 Years

$650

$10

No

No

$10K yearly

3 Years

$650

$10

No

No

$10K yearly

4 Years

$650

$10

No

No

$10K yearly

5 Years

$650

$10

No

No

$10K yearly

10 Years

$650

$10

No

No

$10K yearly

 

 

 

Variable Rate

Extra Repayments

Upfront Fees

Ongoing Fees

Redraw

Offset

Latest Rates

 

Basic Home Loan

Yes

$895

Nil

Free & No min

Yes

 

Professional

Yes

$545

$349 yearly

Free & No min

Yes

 

Line of Credit

Yes

$545

$349 yearly

Free & No min

NA

Lo Doc

Yes

$882

$299 yearly

Free & No min

Yes

 

Fixed Rates

Extra Repayments

Upfront Fees

Ongoing Fees

Redraw

Offset

 

3 Years Fixed

$10K yearly

$545

$10 monthly

No

No

 

5 Years Fixed

$10K yearly

$545

$10 monthly

No

No

 

 

 

 


Mortgage Calculators

How Much Can You Borrow?

Loan Repayments Calculator

Interest Only Mortgage Calculator

Refinance Calculator

Compare Loans

Comparison Rate Calculator

100% Offset Calculator

 

Special Features

 

 

Simplicity Plus

- Low competitive rate with no ongoing fees or upfront fees for first home buyers

 

Break Free Packages

- discounts off the standard variable rate loan

- nil ongoing  for fixed and variable rate loans under the package

- nil upfront fees for fixed and variable rate loans under the package

- credit card annual fee waived

- excellent for multiple loans and property investors

 

Low Doc 60 and Lo Doc 80 Policy

- low doc 60 applicants with loans less than 60% of the properties value are entitled to most ANZ

   products and at the same interest rates

- low doc 80 applicants with loans between 60% and 80% of the properties value are entitled to

   most ANZ products and with a 0.10% premium on variable rate products

 

Medical Benefits Policy

If you work in a medical profession, you may be entitled to having your lenders mortgage insurance fee waived for loan amounts greater than 80% of the properties value. This could save you thousands. To find out more contact us.

 

 


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