|
Note: The
rates shown
in the above
header do
not reflect
ING Directs
current
interest
rates. For
the latest
ING Directs
rates please
contact our
office on
1300 726 136
or visit the
ING Direct
website |
|
Lender |
 |
|
Lender Name |
ING |
|
Product Name |
SMARTPACK |
|
Product Type |
PROFESSIONAL |
|
Redraw
Facility |
As per
individual
product
specifications. |
|
Offset |
As per
individual
product
specifications. |
|
Fees |
Application
Fee - $699
Additional
Valuations
fees
commence at
$200 for a
standard
valuation
which are
paid
upfront,
Refer to
Postcode
Valuation
Costs in
INGD's Loan
Applications
folder.
Variation
Fee - $250
Annual Fee -
$180 for
SmartPack
LOC
No monthly
fee
A legal fee
of $220
minimum
applies and
is charged
directly by
the
solicitor
(displayed
as Mortgage
Preparation).
Additional
fees may be
payable, for
further
information
please
consult your
local INGD
BDM or refer
to ING
DIRECT’s
Pre-Settlement
Fees &
Charges
brochure.
Fees for
Changes to
the Letter
of
Offer:$250
applies to
make changes
to the
Letter of
Offer
between
disclosure
date and
settlement.
Deferred
Establishment
Fee:
1 Year
$1400
2 Year
$1050
3 Year
$700
4 Year
$350
|
|
LVR |
As per
individual
product
specifications. |
|
Repayment
Type |
As per
individual
product
specifications. |
|
Repayment
Options |
As per
individual
product
specifications. |
|
Repayment
Method |
As per
individual
product
specifications. |
|
Extra
Repayments |
As per
individual
product
specifications. |
|
Term |
As per
individual
product
specifications. |
|
Loan Size |
As per
individual
product
specifications. |
|
Mortgage
Insurance |
As per
individual
product
specifications. |
|
Acceptable
Income |
As per
individual
product
specifications. |
|
Product
Change |
As per
individual
product
specifications. |
|
Statements |
As per
individual
product
specifications. |
|
Portability |
As per
individual
product
specifications. |
|
Split Loan
Facility |
As per
individual
product
specifications. |
